How FHA and VA Loans Affect Your Offer

Financing

In today’s article we’ll discuss how FHA and VA Loans affect your offer.  In most real estate contracts it’s necessary to include the type of financing the buyer will be obtaining and FHA and VA is no exception.  In fact it’s actually more...

Mortgage Interest Rates

Financing

Unless your buying a home for all cash you’ll want to know what the true meaning of what mortgage interest rates are.  Did you know that mortgage rates influence the overall cost of real estate and real property?  When mortgage rates go up, traditionally home...

House Down Payment Options

Financing

When preparing to buy a house you may be stressed about the house down payment needed to purchase the home.  Some buyers delay buying a home for many years simply because they think the down payment for the home will cost too much.  The fact is that you can buy a home...

Changing Jobs Changes Things

Financing

Did you just get offered a better job at another company?  Changing jobs changes things if you’re in the middle of buying a home and you’ll want to talk to your lender before you accept that new promotion!  When you’re buying a home lenders typically...

Watch Your Spending During Loan Approval

Financing

If you’re thinking about buying a home then you definitely want to watch your spending.  When getting approved to buy a home lenders will carefully look over your accounts to make sure you can afford what you have and that your accounts are in good standing....

Home Equity Line of Credit Frozen or Canceled?

Financing

Home Equity Lines of Credit or HELOC’s are very useful for many cases.  This line of credit is guaranteed by the equity that you have in your home which obviously can fluctuate.  Many people use a HELOC to pay for schooling for a child, possibly college or a...

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