Homeowners Insurance with Home Ownership

If you have a home with a mortgage on it or are financing a home to purchase then homeowners insurance is required to be held by the owner/buyer.  Lenders loaning on the property whether new purchase or a refinance must protect their investment to ensure it’s...

Bakersfield CA Home-Buying Guide

It can be an overwhelming process when you’re unprepared or don’t know where to start when buying a home.  When you have a step by step guide as your tool, you will be able to prepare, organize and substantiate your finances before purchasing your new...

Closing Costs & Loose Ends

Closing costs on a real estate transaction can sometime be tricky, deciding who pays for what.  With lenders and financing playing such a big part in the home buying process you’ll want to know everything you can about the closing costs in your real estate...

Mortgage Interest Rates

Unless your buying a home for all cash you’ll want to know what the true meaning of what mortgage interest rates are.  Did you know that mortgage rates influence the overall cost of real estate and real property?  When mortgage rates go up, traditionally home...

House Down Payment Options

When preparing to buy a house you may be stressed about the house down payment needed to purchase the home.  Some buyers delay buying a home for many years simply because they think the down payment for the home will cost too much.  The fact is that you can buy a home...

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